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Credit reports can be obtained for employment and resident screening purposes. Trusted Employees offers a range of credit reporting services to suit the depth of your specific search.
National Credit Reporting
Credit worthiness is a decisive factor by which all tenant applicants are assessed. Whether or not someone is financially qualified to rent responsibly has huge implications for the financial aspect of your bottom line. Ensuring the financial responsibility of tenant applicants is part of protecting your vested interest as a property manager, property owner, or landlord. Trusted Employees offers customized credit screening options that provide for accurate searches and quick assessments.
A national credit report conveys pertinent financial background information from the National Credit Bureau, including:
- A prospective tenant’s outstanding credit accounts
- His/her payment history
- His/her address history
- Any public record information that relates to bankruptcy and/or collections
- Any public record information that relates to past due creditors and tax liens
The thing to remember is that ideal tenants are looking for ideal landlords. By putting forth a tenant application that is fair, rigorous and clearly defined, you let prospective renters know that you are committed to maintaining a responsible atmosphere, in which every member of the tenant community is held to the same terms, conditions, and standards.
Pre-employment Credit Reporting
Criteria can vary as you perform due diligence on a new hire. The pre-employment credit report summarizes information obtained from a national credit repository, and includes:
- A prospective hire’s current outstanding balances
- His/her past behavior in obtaining and utilizing credit
- His/her payment history
- Any public record information regarding pending or past litigation
- Any public record information that related to bankruptcy and/or collections
Pre-employment credit reporting is about gauging a prospective hire’s level of responsibility. An employer’s hiring decision is based on all kinds of considerations – both tangible and intangible. Nowadays, given the prevalence of information omission and falsification, employer discretion is based on good research and gut instinct. Trusted Employees’ credit reporting services help provide the former.